The answer is, there are studies that demonstrate that you can meet your calcium needs with milk and dairy products, even if you are diagnosed with lactose maldigestion (which can lead to intolerance if the load of lactose you consume overwhelms your ability to digest it). If you are a lactose maldigestor, try drinking milk with a meal. try smaller amounts and work slowy back up to larger amounts, your intestinal bacterial will adapt and help you digest the lactose. Try aged cheeses, they are very low in lactose. try yogurt, the cultures help you digest the lactose. Use lactose free or reduced milks. you can take an enzyme (lactase) capsule before consuming dairy. It is difficult to meet your calcium needs woithout dairy foods in your diet. Dairy foods are also a good source of 8 other nutrients, like potassium, vitamin D, phosphrous,protien and more. Dr. Bob Heaney an internation expert has written on protein and bone health. He indiocates if calcium intake is adequate, higher protein intake will not impact bone. you need protien for good bone health too, luckily dairy foods are a good source of both.
I work for the dairy industry, so do not just take my word for it, check health professional organizations point of view, like the American Dietetics Association, the American Academy of Pediatrics, or the National Medical Association. they have written on this issue.
Good luck and I hope these refereences are helpful to you.
Here are some references:
Suarez FL, Adshead J, Furne JK and Levitt MD. Lactose maldigestion is not an impediment to the intake of 1500 mg calcium daily as dairy products. American Journal of Clinical Nutrition . 1998;68:1118-22
Inman-Felton AE. Overview of lactose maldigestion (lactase nonpersistence). Journal of the American Dietetic Association . 1999; 98:481-9
McBean LD, Miller GD. Allaying fears and fallacies about lactose intolerance. Journal of the American Dietetic Association . 1998; 98:671-676
McBean LD, Miller GD. Allaying fears and fallacies about lactose intolerance. Journal of American Dietetic Association . 1998; 98:671-676
Suarez FL, Adshead J, Furne JK and Levitt MD. Lactose maldigestion is not an impediment to the intake of 1500 mg calcium daily as dairy products. American Journal of Clinical Nutrition . 1998;68:1118-22
Pribila BA, Hertzler SR, Martin BR, Weaver CM, Savaiano DA. Improved lactose digestion and intolerance among African-American adolescent girls fed a dairy-rich diet. Journal of the American Dietetic Association. 2000;100:524-528
http://pediatrics.aappublications.org/cgi/content/full/118/3/1279
http://www.nationaldairycouncil.org/NationalDairyCouncil/Nutrition/Lactose/lactoseIntolerancePage1.htm
http://www.nationaldairycouncil.org/NationalDairyCouncil/Health/Handbook/
I suggest you read chapter 8 in the Handbook of Dairy Foods and Nutrition.
also check out this issue on web sites like WebMD.com, eatrright.org